Parcel Guard Insurance
The Parcel Guard Insurance plan is a single transit cover for goods or parcels. It is designed to protect owners of goods or parcels against loss or damage to their goods/parcels by reinstating, replacing or repairing the goods in event of a loss or damage in a single transit.

Who should purchase this plan?

  1. 1.
    Individuals
  2. 2.
    Corporate organizations
  3. 3.
    Courier companies
  4. 4.
    Dispatch riders
  5. 5.
    Transport operators.

Scope of Cover - Goods/Parcels

  • Domestic appliances & utensils
  • General merchandise
  • Tools and equipment
  • Home & Office Furniture
  • Clothing, Fashion & Textiles materials/accessories
  • Canned/packaged/bagged foods
  • Computer & electronic appliances
  • Building materials excluding tiles and ceramic ware

Out of Scope - Goods/Parcels

  • Gas cylinders
  • Chemicals
  • Explosive materials
  • Ceramic tiles
  • Glass ware
  • Letters, cheques, bank drafts, stamps
  • Jewelry
  • Art work
  • Perishable goods

Scope of Cover - Risks

  • Accident to the vehicle
  • Collision and overturning of the vehicle
  • Fire
  • Explosion
  • Burglary and theft
  • Windstorm
  • Flood

Out of Scope - Risks

  • War, riot, strike, civil commotion, insurgency
  • Pilferage
  • Deliberate/malicious/mischievous acts of the driver or the insured their staff
  • Shortages
  • Credit cards, debit cards, ATM cards, ID cards
  • Seizure or forfeiture by government agency
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Who should purchase this plan?
Scope of Cover - Goods/Parcels
Out of Scope - Goods/Parcels
Scope of Cover - Risks
Out of Scope - Risks